I’ve been trying an experiment. This is a blend of mindfulness, presence, appreciation and awareness. I want to save some extra money this month. So after paying the bills, I split the remainder between how many weeks were in the month. Essentially working out my allocated pocket money. I then put it aside in cash each week. When my purse is running low, I check out of my cash box what I need for the next day only.
Of course this comes with challenges. For example I needed to buy something I could only get online. So I had to pay by card. This messed up my system slightly. Also a few times I’ve been in a shop and realising that I need to count what’s in my basket because I’ve only got a few pounds on me.
These have been part of the process. When shopping online I was aware of the feeling that everything almost seemed ‘free’ because I wasn’t paying with physical money. I ordered more than I needed to get free delivery. It almost felt stressful in comparison to shopping in person. In the other scenario, I feel I was stopped from over shopping or buying things I may not have needed just yet. I ended up buying one bottle of wine rather than two because I didn’t quite have enough on me.
The result so far is that I’ve not spent nearly half of what I had allocated and predicted to spend. Previously, paying by card for most things, I would have bulldozed through that money easily. Not realising quite what I was doing. Almost asleep spending. How often do we do this with our own personal energy?
So I’m going to keep this up for a while and see what happens. So far I’m liking it very much.